With seasonal cashflow, unpredictable weather, and long-term investment needs, farmers often find that traditional banks don’t fully understand their world.
That’s where Oxbury Bank, the UK’s only dedicated agricultural bank, steps in.
Launched in 2021, Oxbury was created specifically to provide farming finance solutions for British agriculture. Its goal is simple: to support UK farmers with the right kind of financial products and help build a more sustainable food system.
What Makes Oxbury Different?
Unlike high street lenders, Oxbury is focused entirely on agriculture. This specialism means it can design agricultural loans and savings products that truly fit the needs of farmers.
Some of the standout features include:
Tailored Farming Finance – Oxbury understands the unique cashflow cycles of farming. Its products include seasonal loans and asset finance designed to help with everything from buying machinery to investing in livestock.
Oxbury Farm Credit – This flexible finance option allows farmers to purchase essentials like seed, fertiliser, or feed and spread the cost in line with income.
Sustainable Farming Support – Oxbury has a strong focus on green finance, helping farmers adopt low-carbon and regenerative practices through dedicated funding options.
How Oxbury Supports British Farmers
Oxbury isn’t just a bank — it positions itself as a partner to UK agriculture. It recognises that farming is the backbone of Britain’s food supply and aims to provide financial services that strengthen the sector.
For farmers, Oxbury’s agricultural loans and credit facilities provide the breathing room needed to manage unpredictable costs and invest for the future.
For savers, Oxbury offers accounts that directly fund British farming. Instead of money disappearing into generic investments, deposits are used to support UK farm businesses.
This makes Oxbury particularly attractive for individuals who want their savings to back British agriculture while earning a competitive return.
Why Oxbury Matters
With many mainstream banks scaling back their rural services, Oxbury has stepped in to fill an important gap. By combining deep farming knowledge with modern financial tools, it offers a rare mix of personal understanding and digital efficiency.
Key reasons Oxbury stands out include:
100% focus on agriculture and farming finance
Agricultural loans designed around real farming cycles
Green funding that supports sustainable farming practices
Savings products that let individuals invest in British agriculture
In a changing world, British farmers need more than generic financial support — they need a banking partner that understands the soil beneath their feet. As the only dedicated UK agricultural bank, Oxbury is helping farmers manage their businesses today while preparing for a greener, more resilient future.
For anyone involved in farming, or simply looking to invest in the UK’s food system, Oxbury offers a fresh approach to agricultural banking — one rooted in understanding, sustainability, and long-term growth.
We met with the friendly Oxbury team at the 2025 Dairy Day Show and were most impressed.
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